Cash When You Need It Most: Secure Your Finances Against Major Illness.
A major illness like cancer or heart attack brings massive bills. We provide clear, direct Critical Illness Insurance that pays a lump sum cash benefit so you can focus 100% on recovery.
Lump Sum Cash Benefit
Pay Medical Deductibles
Cover Non-Medical Costs
Total Focus on Recovery
Protect Your Bank Account Secure Your Family from High Health Costs.
Critical Illness insurance is a direct line of financial defense. It pays a lump-sum benefit upon diagnosis of a covered illness, ensuring you don't have to sell assets or drain retirement to pay for treatment and recovery costs.
Cash Protection That Pays Out Upon Diagnosis
Don't let a severe illness like cancer or heart attack derail your family's financial future.
💰 Lump Sum for Treatment
Pay Deductibles and Copays. Receive a large, direct cash payment to immediately cover out-of-pocket medical expenses.
🏡 Keep Up with Living Expenses
Rent, Utilities, and Travel. Use the money for whatever you need: house payments, childcare, or travel for specialist care.
❤️ Covers Major Illnesses
Cancer, Heart Attack, Stroke. Our coverage is specifically designed to pay for the most financially devastating health conditions.
Why Families Trust Glenn Castillo
We Know: Critical Illness Coverage is Security for Your Health. When a diagnosis hits, the last thing you should worry about is money. We design policies to provide Maximum Tax-Free Cash when you need immediate financial leverage. Our Promise: Simple enrollment, Affordable rates, and a benefit that pays you directly.
Why Smart Families and Workers Trust Glenn Castillo
Health insurance doesn't cover everything. We focus on bridging the gap left by high deductibles and unexpected non-medical costs. We design plans that provide a direct, lump-sum payout upon diagnosis, giving you the power to choose the best care without financial pressure. We don't just sell insurance; we secure recovery.
Critical Illness Experts
Clear Cash Benefit Options
Easy Enrollment Process
Financial Safety for Health Crisis
Your health deserves more than average protection — it deserves dedicated financial support.
Get The Right Critical Illness Coverage to meet your needs.
Securing your cash benefit is simple and fast. Here is how we work:
Quick Application
Apply in just a few minutes. Get protected faster than ever.
Personalized Quote
see the cash benefit amount you qualify for right away — no waiting, no delays.
Tailored Plans in One Click
Answer a few quick questions, and we’ll match you with the best plan for your family’s needs and budget.
Affordable Peace of Mind
Protection that works by covering unexpected expenses when you need it most.
THOUSANDS OF FAMILIES HAVE ALREADY CHOSEN TO PROTECT THEIR SAVINGS.
CRITICAL ILLNESS INSURANCE IS THE SMARTEST WAY TO BRIDGE THE HEALTHCARE GAP. DON'T WAIT FOR A DIAGNOSIS. LOCK IN YOUR HEALTH RATING TODAY FOR THE BEST RATES.
Lump Sum Payout
Budget-Friendly Premiums
Tax-Free Cash Benefit
Dedicated US Support
Who's This Perfect For
• Parents who want financial stability during a health crisis
• Working professionals with high-deductible health plans
• Homeowners who can’t risk falling behind on payments
• Self-employed individuals with zero sick-leave benefits
• Families with a history of cancer, heart attack, or stroke
• Anyone who wants a lump-sum payout upon diagnosis
STILL NOT SURE?
Frequently Asked Questions
Find answers to our most frequently asked questions here.
❓ What does Critical Illness Insurance cover?
It pays a lump-sum cash benefit upon diagnosis of major illnesses like cancer, heart attack, or stroke. The money is yours to use however you need.
❓ Is the payout tax-free in the US?
Yes. Critical illness benefits are typically tax-free, which means you keep the full amount.
❓ Can I use the money for non-medical bills?
Yes. You can use the payout for rent, mortgage, utilities, childcare, travel for treatment, or anything else.
❓ How fast can I get approved?
Most approvals take minutes, depending on your health and the policy options available.
❓ Does my regular health insurance already cover this?
Health insurance covers medical care, not financial recovery. It doesn’t pay deductibles, lost income, or living expenses. This policy fills that gap.
❓ What illnesses are covered?
Cancer, heart attack, stroke, and other major illnesses depending on the policy selected.
❓ Do I need a medical exam?
Most plans don’t require a medical exam. A simple health questionnaire is usually enough.
❓ Why should I buy coverage now?
Rates are based on age and health. Buying sooner locks in your best rate and guarantees protection before any diagnosis
Protect Your Savings Today. Be Ready for a Health Crisis.
Glenn Castillo The Smarter Way to Cover Massive Out-of-Pocket Medical Costs.
Let's Connect
Get In Touch With Us
Partner with 30 years of proven financial expertise and a legacy of results. Led by Managing Partner Glenn V. Castillo—a trusted industry "Team Builder" featured on ABC, NBC, CBS, and FOX—Castillo Financial Group (CFG) provides the high-level strategy and clarity you need to thrive in today’s complex economy. Secure your future by connecting with a team built on Trust and Knowledge; fill out the form below to start your journey with a partner who delivers results.
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